If a family member dies, the executor can notify the creditors. If you’re handling the estate, gather the bills, call the credit card companies, and tell them the account holder has passed. Also send them a letter with a copy of the death certificate. Include a note with the deceased’s name and credit card account number. Keep a copy for your records.
Don’t promise to pay anything until you know what assets and bills the estate has, and what your rights are. As with everything, there’s no one-size-fits-all answer. So, call my office at (310) 953-8191 for a consultation.